Legacy & Estate Planning

Life is full of milestones—marriage, children, career changes, and even loss. Each of these events brings shifts in both your personal and financial circumstances, and with them comes the need to revisit your estate plan. It’s easy to think of estate planning as a "set it and forget it" task, but failing to update your plan after significant life events could leave your loved ones unprotected and your wishes unfulfilled.…

Setting a Foundation Early: Young Adulthood Scenario: You're starting to gain independence—perhaps you're going off to college, starting your first job, or even moving out on your own. It’s an exciting time filled with new responsibilities and decisions. Action Items: Establish Advanced Directives: This includes a healthcare proxy and a living will. These documents ensure your medical wishes are followed if you're unable to communicate them. Designate Beneficiaries: Make sure…

As retirement approaches, the focus of estate planning shifts significantly. What once centered on wealth accumulation for heirs now emphasizes ensuring financial stability, healthcare security, and fulfilling personal legacy goals. Here’s how your estate planning needs evolve with age and practical tips to get you where you want to be. Shifting Priorities In your 30s and 40s, estate planning might have been about growing wealth and securing your children’s future.…

Estate planning is an essential part of securing your legacy and ensuring the well-being of your loved ones. In today's complex world, a well-thought-out estate plan covers various aspects, from managing digital assets to planning for blended families. This guide provides an overview of key elements in estate planning, helping you understand the importance of each component and encouraging you to take the necessary steps to protect your family's future.…